Am I Eligibile for an
Only applicants who met the
prevailing eligibility criteria are allowed to purchase an EC unit.
Detailed eligibility checks on
elgibility criteria of applicant(s) and persons listed in the Application form will be conducted
upon the receipt of all required documents. All decisons made by the Developer and HDB shall be
final and conclusive.
Basic Eligibility To
The main applicant must be a
Singapore Citizen, above 21 years of age and forming a valid family nucleus with a co-applicant or
essential occupier, to buy the EC under one of the HDB’s eligibility schemes: Public / Fiance &
Fiancee / Orphans / Joint Singles (at least 35 years of
The co-applicant/essential occupier must either be
a Singapore Citizen (SC) or Singapore Permanent Citizen
Gross monthly household
income must not exceed $14,000.
Prior to application
date, applicant(s) and essential occupier(s) must not own private properties or had disposed of any
private properties within the past 30 months.
Applicant(s) and essential occupier(s) must not bought any of
following housing units twice:
* A flat from HDB
* A resale unit with CPF Housing Grant
* A DBSS from developer
* An EC unit from developer
(Terminology used in determining Housing Grant/Resale
1st Timer: Have not bought any of the above housing
2nd Timer: Had bought only once of the above housing
a. Existing owner of a new or resale
- From 30 Aug 2010, existing owner of new (direct) HDB/DBSS flat or
resale flat with CPF Housing grant must meet the 5 years Minimum Occupation Period (MOP) before
the application date to purchase an Executive Condominium (EC).
- Existing owner of resale flat bought without CPF Housing grant can appeal to purchase if the
estimated completion date of the Executive Condominium meet the 5 years MOP
b. Existing/Ex owner of
a EC flat
Existing owner of an EC flat will need to meet the MOP
requirement before the EC flat can be disposed. Ex-owner of EC flat will need to wait
out a 30-month period from the effective date of disposal before you can apply to buy another new
c. A person who is divorced and his/her ex-spouse is an existing owner of a 'direct'
flat may apply or be listed as an occupier if more than 3 years have lapsed from the date the
divorce is finalised. The divorced person may however, apply with his/her parents or
new spouse or be listed as an occupier within the 3 years
d. From March 2012 onwards,
applicants/essential occupiers who have booked a unit under the Build-To-Order (BTO) or
Sale of Balance Flats (SBF) scheme and subsequently cancelled their applications will have
to wait out a 1- year period from the date of cancellation before the application
to purchase an EC.
e. A person who bought an EC/DBSS flat with CPF Housing Grant and terminated the Sale and
Purchase Agreement may apply to buy an EC unit on condition that a 5 year period has lapsed from the
date of termination.
FAQs on Eligilibity to
+ 1. Can a person who is currently going through divorcee proceedings and waiting for divorce to be finalised, apply for an EC unit with his fiancee?
+ 2. If I owe HDB money, do I need to pay off my debts before I can buy and EC?
+ 3. Can I buy an EC unit if I have a minority interest in a private property?
For more Comprehensive Details, refer to Eligibility to buy
Eligibility for CPF Housing
The CPF Housing Grant is a housing subsidy (in the form of
CPF monies) provided by the Government to assist Eligible First-Timer family to buy an Executive Condominium
from the developer.
CPF Housing Grant for Family is available to Singapore citizens who have not previously enjoyed any
housing subsidy and/or grant and also meet all prevailing eligibility
The eligbile family nucleuses for CPF Housing
a. Married Couple
c. Widowed/divorced person with child/children under his/her legal
Two single persons applying for an EC unit are
not eligible for CPF Housing Grant.
The CPF Housing Grant Quantum for EC
applicants are as follows:
* Half Housing Grant applies, if one spouse/fiance has ever enjoyed the housing subsidy
* Singapore Citizen (SC) / Singapore Permanent Resident (SPR) household can
apply for Citizen top-up, within 6 months from date of SPR obtaining citizenship or from date of the
birth of a SC child.
The CPF Housing Grant for Family (up to
$30,000) can be used to pay the remaining downpayment of an Executive Condominium.
Applicants who applied for the CPF Housing
Grant but do not complete the purchase of the EC after signing the Sale and Purchase Agreement will be required to
return the CPF Housing Grant to the Government together with accrued interest.
FAQs for CPF Housing
+ 1. How do I apply for the CPF Housing Grant?
+ 2. How will the CPF Housing Grant be given to buyers buying the EC unit?
+ 3. Am I eligible for CPF Housing Grant if I apply to buy an EC unit where the Temporary Occupation Permit for the EC has been obtained?
+ 4. Do I need to refund the CPF Housing Grant to the Government if I sell my EC unit in the open market after the 5 years Occupation peiod?
+ 5. Can I apply for the Special CPF Housing Grant and Proximity Housing Grant to buy the EC unit?
More about CPF Housing Grant for Family here.
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